Michael Flock has been involved in the credit, collections, debt buying, and outsourcing businesses for more than 20 years, beginning with Dun & Bradstreet and more recently as a financial advisor and investment banker.
In 2007, he founded Flock Advisors to provide M&A advisory and capital funding services to these same industries. In 2013, Flock Advisors became FLOCK Specialty Finance. This change enabled the company to provide more funding solutions to current clients. The change also gave FLOCK the ability to expand its offerings into more market segments that have been under served by traditional banking.
Prior to founding FLOCK, Michael provided M&A advisory support to private equity firms, helped companies reengineer their operations, and led a successful recapitalization of a consumer collections agency where he was interim CEO. He was also an advisor to Croft & Bender, a middle market investment bank.
From 1993 to 2000, Michael was President of Dun & Bradstreet’s Receivables Management Services subsidiary in North America. At D&B, Michael engineered a major turnaround of his division, achieving dramatic growth in revenue and profitability. It was then spun off as RMS and is now the largest commercial receivables management company in the world.
From 1997 to 2000, Michael added the presidency of D&B’s companies in Canada, Asia-Pacific and Latin America to his responsibilities. He substantially improved profitability in these markets by transforming the business model to one based on partnerships.
He earned his BA from the University of Virginia as an Echols Scholar and graduated Phi Beta Kappa. During his college years, he served as a White House Intern. Later he worked as a Fulbright Teaching Assistant in France and also did graduate work at the Institut d’Etudes de Sciences-Politiques in Paris. He received an MBA in finance from Fordham University.